UPST
Upstart Holdings, Inc.
NasdaqGS Financial Services United States
24,35 $US
+6.75% today
-46.88% YTD · -53.72% 1Y
12
Insider transactions
SEC Form 4 · AMF · BaFin — rolling 90 days
26
Hedge funds tracked
Latest available SEC 13F filings
53
/ 100
MIXED

Analysis Upstart Holdings, Inc. (UPST) — Kairos Score 53/100

Composite score aggregating 8 smart money dimensions: insiders (SEC/AMF/BaFin), hedge funds, politicians & gurus, price momentum, valuation, analyst consensus, financial health, earnings momentum. The higher the score, the more favorable the institutional signals consensus.

💡 Detailed breakdown (the 8 sub-scores) available in the Premium dashboard.

About Upstart Holdings, Inc.

Upstart Holdings, Inc., together with its subsidiaries, operates a cloud-based artificial intelligence (AI) lending platform in the United States. The company operates through three segments: Personal Lending, Auto Lending, and Other. Its platform includes unsecured personal loans, small dollar loans, auto refinance, auto retail loans, and auto secured personal loan, and home equity lines of credit. Upstart Holdings, Inc. was founded in 2012 and is headquartered in San Mateo, California.

Key info

👔
CEO
Mr. Paul Gu
📍
HQ
2950 South Delaware Street, Suite 410, San Mateo, CA, 94403, United States
👥
Employees
1 405
💰
Market cap
2 369 572 800,00 $US
📊
P/E
39.3
💸
Dividend yield
—

🕴️ Insider activity (90 days)

12 transactions — 1 buys and 10 sales reported by Upstart Holdings, Inc. executives.

GP
Gu Paul
Chief Executive Officer · 2026-09-10
Buy
DS
Datta Sanjay
President, Capital& Enterprise · 2026-09-08
Other
DS
Datta Sanjay
President, Capital& Enterprise · 2026-09-08
Sell

🏦 Hedge Funds

26 institutional funds report a position on UPST in their latest SEC quarterly filing.

VANGUARD GROUP INC
BlackRock, Inc.
VANGUARD PORTFOLIO MANAGEMENT LLC
VANGUARD CAPITAL MANAGEMENT LLC
MORGAN STANLEY

📰 Recent news

15 recent articles on UPST.

🧠 What makes Kairos Insider

Beyond raw data, we aggregate and score every smart money signal to give you a unique view.

🧠

Kairos Score 0-100

8-dimension composite score: insiders · hedge funds · politicians · momentum · valuation · health · analysts · earnings.

🎯

Insider Clusters

Detection of clustered purchases or sales by several executives in the same stock.

🏦

13F Hedge Funds

Berkshire, Pershing Square, Tiger Global, Bridgewater and other reporting funds.

📈

ETF Rotations

NANC & GOP (Pelosi & Republicans), GURU (top hedge funds), ARK (Cathie Wood). See who enters and exits each week.

🔥

Google Trends

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📧

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Companies in the same sector as Upstart Holdings, Inc.

Official sources · Public data · SEC EDGAR — Form 4 & 13F · AMF — Executive filings · BaFin — Directors' Dealings · Yahoo Finance · Alpha Vantage

🔓 Unlock the full analysis

This public page only shows a preview. The full analysis of UPST on the Kairos Insider dashboard includes:

✅ Full Kairos Score (8-axis radar + synthesis)
✅ History of all 12 insider transactions over 90 days
✅ All 26 detected institutional funds
✅ Thematic ETFs (ARK, BUZZ, NANC, GOP, JEPI…)
✅ Hot Stocks Google Trends
✅ Available history: AUM + rotations
✅ Fundamentals (P/E, PEG, EV/EBITDA, ROE…)
✅ Financial health (Altman Z, Piotroski F)
✅ Sector peers + recent earnings
See full analysis →
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