CZFS
Citizens Financial Services, Inc.
NasdaqCM Financial Services United States
79,10 $US
-1.16% today
+42.14% YTD · +42.57% 1Y
15
Insider transactions
SEC Form 4 · AMF · BaFin — rolling 90 days
30
Hedge funds tracked
Latest available SEC 13F filings
81
/ 100
VERY STRONG

Analysis Citizens Financial Services, Inc. (CZFS) — Kairos Score 81/100

Composite score aggregating 8 smart money dimensions: insiders (SEC/AMF/BaFin), hedge funds, politicians & gurus, price momentum, valuation, analyst consensus, financial health, earnings momentum. The higher the score, the more favorable the institutional signals consensus.

💡 Detailed breakdown (the 8 sub-scores) available in the Premium dashboard.

About Citizens Financial Services, Inc.

Citizens Financial Services, Inc., a bank holding company, provides various banking products and services for individual, business, governmental, and institutional customers. The company offers various deposit products, such as checking, savings, and time deposit accounts; loan products, including residential, commercial, and agricultural real estate loans; commercial and industrial loans; state and political subdivision loans; and consumer loans, as well as various other specialized financial services. The company also provides professional trust administration, investment management services, estate planning and administration, custody of securities, and individual retirement accounts. In addition, it offers brokerage and financial planning services, as well as assistance in various oil and gas leasing matters; and provides mutual funds, annuities, and health and life insurance products. Citizens Financial Services, Inc. was founded in 1984 and is headquartered in Mansfield, Pennsylvania.

Key info

👔
CEO
Mr. Randall E. Black
📍
HQ
15 South Main Street, Mansfield, PA, 16933, United States
👥
Employees
388
💰
Market cap
380 459 520,00 $US
📊
P/E
9.3
💸
Dividend yield
2.54%

🕴️ Insider activity (90 days)

15 transactions — 1 buys and 0 sales reported by Citizens Financial Services, Inc. executives.

LR
LANDY R JOSEPH
2026-09-22
Other
PJ
Painter John P II
2026-09-15
Other
LR
LANDY R JOSEPH
2026-09-15
Other

🏦 Hedge Funds

30 institutional funds report a position on CZFS in their latest SEC quarterly filing.

Bank of New York Mellon Corp
TIAA CREF INVESTMENT MANAGEMENT LLC
LOS ANGELES CAPITAL MANAGEMENT LLC
Russell Investments Group, Ltd.
Sumitomo Mitsui Trust Group, Inc.

📰 Recent news

15 recent articles on CZFS.

🧠 What makes Kairos Insider

Beyond raw data, we aggregate and score every smart money signal to give you a unique view.

🧠

Kairos Score 0-100

8-dimension composite score: insiders · hedge funds · politicians · momentum · valuation · health · analysts · earnings.

🎯

Insider Clusters

Detection of clustered purchases or sales by several executives in the same stock.

🏦

13F Hedge Funds

Berkshire, Pershing Square, Tiger Global, Bridgewater and other reporting funds.

📈

ETF Rotations

NANC & GOP (Pelosi & Republicans), GURU (top hedge funds), ARK (Cathie Wood). See who enters and exits each week.

🔥

Google Trends

Spot marked changes in search interest around the stocks being followed.

📧

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Companies in the same sector as Citizens Financial Services, Inc.

Official sources · Public data · SEC EDGAR — Form 4 & 13F · AMF — Executive filings · BaFin — Directors' Dealings · Yahoo Finance · Alpha Vantage

🔓 Unlock the full analysis

This public page only shows a preview. The full analysis of CZFS on the Kairos Insider dashboard includes:

✅ Full Kairos Score (8-axis radar + synthesis)
✅ History of all 15 insider transactions over 90 days
✅ All 30 detected institutional funds
✅ Thematic ETFs (ARK, BUZZ, NANC, GOP, JEPI…)
✅ Hot Stocks Google Trends
✅ Available history: AUM + rotations
✅ Fundamentals (P/E, PEG, EV/EBITDA, ROE…)
✅ Financial health (Altman Z, Piotroski F)
✅ Sector peers + recent earnings
See full analysis →
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