COFS
ChoiceOne Financial Services, Inc.
NasdaqCM Financial Services United States
32,84 $US
-0.79% today
+13.36% YTD · +19.72% 1Y
4
Insider transactions
SEC Form 4 · AMF · BaFin — rolling 90 days
3
Hedge funds tracked
Latest available SEC 13F filings
72
/ 100
STRONG

Analysis ChoiceOne Financial Services, Inc. (COFS) — Kairos Score 72/100

Composite score aggregating 8 smart money dimensions: insiders (SEC/AMF/BaFin), hedge funds, politicians & gurus, price momentum, valuation, analyst consensus, financial health, earnings momentum. The higher the score, the more favorable the institutional signals consensus.

💡 Detailed breakdown (the 8 sub-scores) available in the Premium dashboard.

About ChoiceOne Financial Services, Inc.

ChoiceOne Financial Services, Inc. operates as the bank holding company for ChoiceOne Bank that provides various banking services in the Michigan. The company offers time, savings, and demand deposits, safe deposits, and automated transaction machine services. It also provides commercial lending products, such as business, industry, agricultural, construction, inventory, commercial, consumer, and real estate loans; credit and other financial services; mortgage banking; and consumer loans comprising direct and indirect loans to consumers and purchasers of residential and real properties. In addition, the company offers insurance policies, such as life and health for commercial and consumer clients; and alternative investment products, which include annuities and mutual funds through a registered broker, as well as owns intellectual property for a fintech product. Further, it provides trust and wealth management services. It serves individual and business customers through its network of branches and ATMs. ChoiceOne Financial Services, Inc. was founded in 1898 and is headquartered in Sparta, Michigan.

Key info

👔
CEO
Mr. Kelly J. Potes CFP
📍
HQ
109 East Division Street, Sparta, MI, 49345, United States
👥
Employees
577
💰
Market cap
491 139 264,00 $US
📊
P/E
8.9
💸
Dividend yield
3.50%

🕴️ Insider activity (90 days)

4 transactions — 0 buys and 0 sales reported by ChoiceOne Financial Services, Inc. executives.

WM
Wendling Michelle M
2026-10-01
Other
PB
PETTY BRIAN P
2026-10-01
Other
HR
Hicks Randy D
2026-10-01
Other

🏦 Hedge Funds

3 institutional funds report a position on COFS in their latest SEC quarterly filing.

BNP PARIBAS FINANCIAL MARKETS
Russell Investments Group, Ltd.
NEW YORK STATE COMMON RETIREMENT FUND

📰 Recent news

14 recent articles on COFS.

🧠 What makes Kairos Insider

Beyond raw data, we aggregate and score every smart money signal to give you a unique view.

🧠

Kairos Score 0-100

8-dimension composite score: insiders · hedge funds · politicians · momentum · valuation · health · analysts · earnings.

🎯

Insider Clusters

Detection of clustered purchases or sales by several executives in the same stock.

🏦

13F Hedge Funds

Berkshire, Pershing Square, Tiger Global, Bridgewater and other reporting funds.

📈

ETF Rotations

NANC & GOP (Pelosi & Republicans), GURU (top hedge funds), ARK (Cathie Wood). See who enters and exits each week.

🔥

Google Trends

Spot marked changes in search interest around the stocks being followed.

📧

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Companies in the same sector as ChoiceOne Financial Services, Inc.

Official sources · Public data · SEC EDGAR — Form 4 & 13F · AMF — Executive filings · BaFin — Directors' Dealings · Yahoo Finance · Alpha Vantage

🔓 Unlock the full analysis

This public page only shows a preview. The full analysis of COFS on the Kairos Insider dashboard includes:

✅ Full Kairos Score (8-axis radar + synthesis)
✅ History of all 4 insider transactions over 90 days
✅ All 3 detected institutional funds
✅ Thematic ETFs (ARK, BUZZ, NANC, GOP, JEPI…)
✅ Hot Stocks Google Trends
✅ Available history: AUM + rotations
✅ Fundamentals (P/E, PEG, EV/EBITDA, ROE…)
✅ Financial health (Altman Z, Piotroski F)
✅ Sector peers + recent earnings
See full analysis →
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